Joe's Insurance Sales
Group Health Dental Vision Life Disability Voluntary Pet
Group Benefits
Group Health: California Pros Insurance Agency has relationships with the most powerful carriers in the industry including but not limited to Aetna, Anthem Blue Cross, Blue Shield of CA, Cigna, Healthnet, Humana, Kaiser, Medi-Excel, Molina, Sharp Health, United Healthcare and more. We are one of the few agencies that offer cross boarder and cost sharing insurances. These types of policies are a fraction of the cost compared to mainstream carriers. When you become a client of California Pros we offer a host of free benefits to you such as:
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Seamless transition's for employees *
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Free cobra administration *
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Free POP plan for employees that pay their premiums on a pre-tax basis *
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Free FSA *
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Free 100% online new hire on boarding *
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Free 1 to 1 no pressure enrollment specialist, benefits counselors and call center available 5 days a week *
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Free online enrollment with EASE Central Enterprise version, includes HRIS module an $1,199/Mo value
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Free survey and information gathering tools to help employers learn more about employees *
* minimum enrollment/participation applies
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Group Dental/Vision: We also offer top carriers for our dental and vision plans including VSP, Delta and Nationwide Dental. These benefits can be provided by the employer or voluntary.
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Voluntary Benefits: We offer a host of voluntary benefits including Life, Cancer, Critical Illness, Short and Long Term Disability, Pet Insurance, Hospital Indemnity and Accident Insurance Policies. We are contracted with Colonial Life who has over 50 years in the industry and some of the best products available in the country.
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Pet Insurance: Pets are dependents, too. Do your benefits include them? Nearly 70% of companies plan to offer pet insurance as a voluntary benefit in the next 12 to 24 months.+ Are you one of them?
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Commercial Lines
Commercial General Liability: Every business needs to have Commercial General Liability Insurance. These policies provides both defense and damages if you, your employees or your products or services cause Bodily Injury or Property Damage to a third party. If you own the building or have business personal property, you should have a policy that will protect you against fire, vandalism, theft, smoke damage etc. You should also consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.
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Business owner policies (BOP’s) are all required coverage for a business owner. It usually includes business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance.
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Commercial Auto Policies protects your company vehicles. It can protect vehicles that carry employees, products or equipment. With commercial auto insurance you can insure your company cars, SUVs, vans and trucks from damage and collisions.
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Workers Compensation provides insurance to employees who are injured on the job. This insurance provides wage replacement and medical benefits to those who are injured while working. In exchange for these benefits, the employee gives up his rights to sue his employer for the incident.
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Data Breach Insurance is for businesses that stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information.
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Inland Marine Policies: Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment when transported over land—e.g., via truck or train—or while temporarily warehoused by a third party. Collisions and cargo theft are the two most frequent causes of inland marine losses.